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Medicare, explained plainly.

Enrollment windows, plan changes, costs, and everything in between. Written by licensed Advocates who do this every day.

May 27, 2026·5 min read

When to Enroll in Medicare: A Guide to Your Enrollment Windows

Missing your Medicare enrollment window can mean higher premiums for life. Here is exactly when to sign up, what each window covers, and what to do if you are still working at 65.

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Maria LopezLicensed Insurance Agent
November 14, 2025·5 min read

How Income Impacts Medicare Costs

How your income affects Medicare costs, IRMAA premiums, and savings options. Manage Medicare expenses and avoid unexpected charges.

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Forrest KleinLicensed Insurance Agent
November 7, 2025·5 min read

Medicare Coverage for Alternative Therapies

Learn how Medicare covers alternative therapies such as acupuncture, chiropractic, massage therapy, nutritional counseling, and more.

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Forrest KleinLicensed Insurance Agent
October 9, 2025·5 min read

What Does Medicare Cover For Mental Health?

Medicare-covered Mental Health services is one of the most common questions we get. Read our comprehensive guide on mental health coverage.

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Forrest KleinLicensed Insurance Agent
September 29, 2025·8 min read

Understanding Enrollment Periods in Medicare & How to Avoid Penalties

Understanding Medicare Enrollments Periods can ensure you aren't stuck paying late enrollment fees. Learn more about Enrollment Periods here.

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Forrest KleinLicensed Insurance Agent
September 24, 2025·5 min read

Medicare with Medicaid: Understanding Dual Eligibility and Benefits

Medicare and Medicaid often work together, but many people do not understand their dual eligibility. Learn more about the benefits here.

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Forrest KleinLicensed Insurance Agent
August 27, 2025·5 min read

Medicare Advantage Plans in St. Augustine, FL

Discover Medicare Advantage Plans in St. Augustine, FL. Compare carriers, explore your options, and get expert help choosing the right plan.

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Forrest KleinLicensed Insurance Agent
May 9, 2025·6 min read

How to Make an Appointment with Social Security

As things constantly evolve, keeping up can be hard. Here's everything you need to know about scheduling an appointment with Social Security.

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Forrest KleinLicensed Insurance Agent
April 25, 2025·5 min read

Are Medicare Premiums Deductible on Taxes?

Don't get bogged down by healthcare and tax costs. Here's everything you need to know about getting Medicare Premiums deductible on taxes.

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Forrest KleinLicensed Insurance Agent
April 22, 2025·3 min read

How Much Does Medicare Part B Pay for Physician Fees?

Managing your healthcare costs is important. Here's how much Part B pays for physician fees and how you can reduce your expenses.

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Forrest KleinLicensed Insurance Agent
April 15, 2025·7 min read

Will Medicare Pay for Home HealthCare for Dementia Patients?

Dementia requires special care that can be expensive, but here is how you can have Medicare pay for home healthcare for dementia patients!

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Forrest KleinLicensed Insurance Agent
April 11, 2025·8 min read

Unlocking the Benefits: Medicare Advantage with Blue Cross Blue Shield

Blue Cross Blue Shield Medicare Advantage Plans offer a personalized approach to healthcare based on the needs of their members. Learn more!

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Forrest KleinLicensed Insurance Agent
March 20, 2025·5 min read

New to Medicare? Here's What To Know

Don't overpay for your coverage. If you're new to Medicare, here is everything you need to know to make informed decisions for your coverage.

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Forrest KleinLicensed Insurance Agent
March 12, 2025·4 min read

How Do Wellness Programs Benefit Medicare Advantage Members?

Many Medicare Advantage plans include wellness programs that go beyond basic medical coverage. Learn how these programs can help you stay healthier, save money, and get more from your plan.

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Forrest KleinLicensed Insurance Agent
February 26, 2025·5 min read

A Step-by-Step Guide to Creating a Medicare Account

New to Medicare? Our easy to follow, step-by-step guide will walk you through creating your Medicare Account and getting it ready to go!

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Forrest KleinLicensed Insurance Agent
February 19, 2025·7 min read

Top 10 Medicare Mistakes and How to Avoid Them

Avoiding Medicare mistakes can be easier said than done, so here are our top tips to keeping yourself safe and not overpaying.

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Forrest KleinLicensed Insurance Agent
February 13, 2025·4 min read

7 Ways Seniors Can Lower Healthcare Costs

If you believe you are overspending on healthcare costs, these tips may help you save thousands over the years by lowering healthcare costs.

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Forrest KleinLicensed Insurance Agent
January 30, 2025·6 min read

Choosing the Best Medicare Plan for 2025

With all the options available, choosing your coverage can be hard. Here's our tips to choosing the best Medicare plan for 2025 and beyond!

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Forrest KleinLicensed Insurance Agent
January 16, 2025·5 min read

Why Choose Medicare Advantage?

Medicare Advocates easy-to-understand guide on the benefits of Medicare advantage and whether you should choose Medicare Advantage for you!

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Forrest KleinLicensed Insurance Agent
January 2, 2025·5 min read

How to Save on Prescription Costs with Medicare Part D

Discover practical tips to save on prescription costs with Medicare Part D. Learn how to maximize your savings and stay healthier for longer!

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Forrest KleinLicensed Insurance Agent
November 29, 2024·6 min read

Pros and Cons of Medicare Supplement

Considering a supplemental plan? Get a look at our simple, yet in-depth guide to the Pros and Cons of Medicare Supplement!

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Forrest KleinLicensed Insurance Agent
November 25, 2024·7 min read

Do I Need Medicare If I Have TRICARE?

If you have TRICARE, do you need Medicare A and B? Learn all you need to know about how TRICARE and Medicare work together to cover you!

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Forrest KleinLicensed Insurance Agent
November 20, 2024·5 min read

How Is The Inflation Reduction Act Affecting My Medicare?

Medicare is constantly changing. Read our simple, detailed article on how the Inflation Reduction Act will affect your Medicare.

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Forrest KleinLicensed Insurance Agent
November 18, 2024·5 min read

How Will The Election Affect My Medicare?

Will the results of the election affect my Medicare? Get everything you need to know about what the election means for your Medicare!

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Forrest KleinLicensed Insurance Agent
November 18, 2024·3 min read

Why Are So Many Plans Going Away This Year?

Did you receive notice that your Medicare plan is going away next year? Read more about why that is and what your options are!

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Forrest KleinLicensed Insurance Agent
November 7, 2024·7 min read

What is Medigap?

What is a Medigap plan? Learn all you need to know about supplemental coverage with Medigap in our comprehensive, easy-to-understand guide!

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Forrest KleinLicensed Insurance Agent
November 6, 2024·6 min read

VA Health Insurance and Medicare

How does VA health insurance and Medicare interact? Learn everything you need to know about your coverage as a veteran!

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Forrest KleinLicensed Insurance Agent
October 23, 2024·5 min read

Durable Medical Equipment Covered by Medicare

Do you need your Durable Medical Equipment covered by Medicare? Learn how to get covered with your Medicare experts!

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Forrest KleinLicensed Insurance Agent
October 22, 2024·5 min read

Medicare Star Ratings

Learn everything there is to know about how the Medicare star ratings can help you choose the right plan and get the coverage you need!

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Forrest KleinLicensed Insurance Agent
October 11, 2024·6 min read

What is Medicare Extra Help?

What is Medicare's Extra Help program, and how can it help you? Read through all you need to know about Medicare Extra Help!

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Forrest KleinLicensed Insurance Agent
October 7, 2024·7 min read

What is Medicare Part D; A Comprehensive Guide

What is Medicare Part D? Our comprehensive guide will walk you through everything you need to know about your prescription drug coverage!

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Forrest KleinLicensed Insurance Agent
October 3, 2024·5 min read

Medicare HMO vs PPO Plans; What's the Difference?

Understand the similarities and differences between an HMO vs PPO plan. Knowing more may help you get a plan better fit for you!

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Forrest KleinLicensed Insurance Agent
September 25, 2024·4 min read

Does Medicare Cover Hearing Aids?

Many Medicare Beneficiaries ask, "Does Medicare cover hearing aids?" Learn all there is to know about getting your hearing aids covered!

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Forrest KleinLicensed Insurance Agent
September 25, 2024·5 min read

What is Medicare Part B; A Comprehensive Guide

What does Medicare Part B cover? Learn the ins-and-outs of Part B in our comprehensive guide to Medicare Part B!

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Forrest KleinLicensed Insurance Agent
September 19, 2024·5 min read

Who is eligible for Medicare?

Do you qualify for Medicare? See more about the ins and outs of who is eligible for Medicare, and what you qualify for.

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Forrest KleinLicensed Insurance Agent
September 16, 2024·3 min read

Does Medicare Cover Dental?

Many Medicare beneficiaries need dental coverage, but does Medicare cover dental? Learn more from our Medicare Experts!

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Forrest KleinLicensed Insurance Agent
September 5, 2024·4 min read

How to Apply for Medicare

Brush up on our basic tips and tricks, where we talk about everything you need to know on how to sign up for Medicare for the first time.

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Forrest KleinLicensed Insurance Agent
September 5, 2024·7 min read

What is Medicare Advantage (Part C)?

What is Medicare Advantage and what are the benefits to it? Learn more about the basics and more that Medicare Advantage has to offer.

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Forrest KleinLicensed Insurance Agent
September 5, 2024·4 min read

What is Value-Based Care?

Learn more about getting better quality of care, and get the basics of value-based care. Compare health plans with us for the best service.

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Forrest KleinLicensed Insurance Agent
September 4, 2024·3 min read

Changes to Medicare in 2025

Big changes to Medicare are coming in 2025, and they can change the game for many! Read more about the changes to Medicare in 2025!

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Forrest KleinLicensed Insurance Agent
August 30, 2024·5 min read

Chronic Disease Management for Seniors

Need some tips for caring for your loved ones suffering from Chronic Illness? Learn the basics of Chronic Disease Management.

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Forrest KleinLicensed Insurance Agent
August 30, 2024·6 min read

Medicare Open Enrollment Dates for 2025 Coverage

Learn more about when you can enroll for Medicare for 2025 coverage. The basics of Medicare Open Enrollment all in one place! Call for info.

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Forrest KleinLicensed Insurance Agent
August 3, 2022·3 min read

Why Is Indoor Air Quality So Important?

The indoor air quality (IAQ) of a building is strongly connected to your health and well-being. Because so much of our time is spent indoors, we need to have breathable rooms that do not contain threa

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Forrest KleinLicensed Insurance Agent
August 2, 2022·10 min read

IRMAA And How IT Affects You

Some Medicare recipients, specifically those enlisted in Medicare Component B (outpatient or medical professional browse through insurance coverage) and/or Medicare Part D (prescription medicine insur

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Forrest KleinLicensed Insurance Agent
July 19, 2022·3 min read

Humana Medicare Plans

Medicare Advantage is one of the main focuses of Humana Medicare. Humana Medicare Advantage plans are widely available throughout the US

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Forrest KleinLicensed Insurance Agent
July 15, 2022·14 min read

Medicare Part A: Comprehensive Guide (2022)

What is Medicare part A? Medicare Part A is Hospital Insurance, Medicare that covers inpatient hospital costs and related services.

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Forrest KleinLicensed Insurance Agent
June 1, 2022·5 min read

How The Health Insurance Industry Fights the High Costs of Medical Care

The costs of Medicare are a hot topic today. Learn more about how the Health Insurance Industry is combatting rising costs.

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Forrest KleinLicensed Insurance Agent
July 7, 2021·3 min read

Does Medicare Cover a Chiropractor?

Does Medicare cover a chiropractor visit? if not check out to see how you may qualify to be able to do so. Speak to an Advocate Today

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Forrest KleinLicensed Insurance Agent
July 2, 2021·3 min read

Born In 1955 or Later?

Medicare Advocates is about education the more you know the better off you are reach a Medicare advocate today

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Forrest KleinLicensed Insurance Agent
June 28, 2021·5 min read

Does Medicare Plans from Humana Cover Routine Vision Care?

Learn whether Medicare Advantage plans from Humana cover routine vision care, what you should know about coverage for routine vision care.

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Forrest KleinLicensed Insurance Agent
June 28, 2021·3 min read

Insurance Premium Humana | Medicare Advocates

What you should know about premiums, costs and deductibles when comparing plans. Learn all the pros and cons of a high-deductible.

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Forrest KleinLicensed Insurance Agent
June 28, 2021·5 min read

Medicare Advocates Part C | UHC

Here is a list of the plans offered by United Healthcare that qualify for Part C. Compare all your options to find the right plan for you.

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Forrest KleinLicensed Insurance Agent
June 28, 2021·5 min read

What is covered by Humana | Medicare Advocates

Find out which medications are covered by your Humana Part D prescription drug plan. Learn how to check online and call the customer service.

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Forrest KleinLicensed Insurance Agent
June 16, 2021·3 min read

How To Get Parts A & B | Medicare Advocates

In short, original Medicare is a federally-funded health insurance program for those 65 and over, or otherwise qualified

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Forrest KleinLicensed Insurance Agent